Huddler

Huddler Circles

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Payroll-linked emergency liquidity

A workplace Circle for emergency cash, without loans or collections.

Huddler Circles helps companies run a payroll-backed employee liquidity program. Employees contribute monthly, Huddler calculates Circle allocation and payroll impact, and HR stays in control of payroll processing.

No custody

Payroll stays with employer

No lender

Circle-funded liquidity

Private

Requests reviewed by Huddler

How it works

One Circle. Ten Cycles. Payroll-ready output.

MVP

Available pool

₹50,000

Cycle 1 of 10

1

Employees join a company Circle

2

Monthly contribution is deducted through payroll

3

One member receives liquidity each Cycle

4

HR uploads the Huddler payroll CSV

Huddler Admin

Set up companies, Circles, cycles, requests, allocations, and payroll exports.

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Employer / HR

Download payroll files, review payroll impact, and confirm processing in Zoho.

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Employee

View your Circle, understand available liquidity, and submit a private request.

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